aBOUT uS

PP Finances is a mortgage broker firm, established in 2011 and based in Harrow, Greater London.

Home > > About Us

We advice and arrange mortgage finance for every kind of residential mortgages and specialist lending. Our advisers have extensive product knowledge offering you impartial advice. Our strong relationship with the lenders ensures that you get competitive rates from a comprehensive range of lenders across the market.

WHO WE ARE?

PP Finances offer comprehensive range of first charge regulated mortgage contracts (residential), Buy to Let and Consumer Buy to Let mortgages from across the market available to intermediaries. For protection and general insurances, we offer products based on an analysis of a number of insurers.

Our experts are fully CeMAP qualified mortgage advisers with an industry experience of over 10 years. We are widely known for helping clients realise their ambitions towards purchasing their first homes; thereby moving on to residential investments (buy to let properties) and building their portfolio. Our client base includes individual consumers, market leading builders, developers, estate agents in London and throughout the country.

WHAT WE DO?

We understand what it takes to go through the full mortgage process so we offer free initial mortgage consultation over the phone and in our office on a one to one basis. We are here aiming to build long term relations; you will have a dedicated mortgage and insurance financial adviser for life.

Our experts will assess your circumstances, compare and recommend you the suitable product. We can offer you solutions for all circumstances.

COMPANY VALUES

We promise to deliver unparalleled customer service experience. Customer centricity is at the heart of our company’s work culture. Treating customers friendly is our utmost principle. We aim to build relations for life by ensuring that you get through your mortgage finance process smoothly.

Commitment-&-Dedication

Commitment & Dedication

We are committed to recommending you a product after considering all for your requirements, thereby making the process as simple as possible. We will liaise with your lender, ensure the survey is instructed at the earliest and will stay in regular contact with your solicitor to manage the process right through from the initial application to getting a satisfactory offer till the completion stage

Work-Ethics

Work Ethics

We believe that any advice process should be clear, straightforward and deliver value for the money you spent on the expert advice. By building a good understanding of your needs and objectives we can ensure our advice is always in your best interests, helping you along life’s most important decisions whether it’s about purchasing a property or planning a personal protection for you and your family. You and your family’s wellbeing are at the heart of what we do.

Transparency

Transparency

We believe in being transparent. We always explain full cost and charges of our services in writing after our first meeting.

Service-Response-time-and-flexibility

Service Response time and flexibility

We aim to return your call, answer all your queries within 24 hours. You can meet us in our office; contact us anytime from morning 9am to evening 9pm. On request, our consultant can even visit you at your home to discuss your goals and objectives. Depending on the distance, we charge a fee for home visit.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THE FCA DOES NOT REGULATE ESTATE AGENTS, COMMERCIAL MORTGAGES, SOLICITORS AND SURVEYORS. FOR THESE SERVICES; AND
SECOND CHARGE LOANS, WE ACT AS INTRODUCERS ONLY.
THE FCA DOES NOT REGULATE SOME FORMS OF BUY TO LET MORTGAGES.
THE FCA DOES NOT REGULATE SOME FORMS OF BRIDGE LOANS.
THE FCA DOES NOT REGULATE ACCOUNTANTS AND SOME FORMS OF TAX PLANNING, AUCTION FINANCE. FOR THESE SERVICES, WE ACT AS INTRODUCERS ONLY.
FOR SECURED LOANS, WE ACT AS INTRODUCERS ONLY.

We generally charge a fee upto £1250 for advising and arranging your mortgage. We also get paid a procuration fee from the lender. In exceptional circumstances, the initial fee payable may be more or less than the fees detailed above. If this happens, we will explain the actual amount payable and the reasons why the fee is different. Once agreed, and before providing any services to you, we will confirm the actual total fee payable while explaining 'Information of our services' and 'Data Privacy Statement' during our first meeting.

PP Associates Limited is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority. PP Finances is a trading style of PP Associates Limited.

At outset of our first meeting, we will provide your 'Information about our services' and explain you the cost and charges of our services. This will help you decide if our services are right for you and provide you details of our complaints process and regulatory information.

By accessing our website and using us as your advisers, you agree to have read our Data Privacy Notice | Terms of business | Sesame Network Privacy Policy

Registration address : PP Finances, 42 Boxtree Road Harrow HA3 6TH

Registration number: 07836928, Country: England and Wales, United Kingdom

© 2024 PP Finances